First, let us explain the difference between the moral and the philosophical.  The philosophical deals with the general.  The moral deals with the specific.  The philosophical says people are good.  The moral says Joe is good.

Now we can talk about philosophical decisions and moral decisions.  A philosophical decision deals with a class of acts; for example, the decision to never kill people is a philosophical decision.  On the other hand, a moral decision deals with a single act; for example, the decision to kill the stranger who is about to stab your child in the chest.  Now, note how the moral decision contradicts the philosophical decision.

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The contradiction occurs because the philosophical decision is made without facts while the moral decision is made with facts.  The philosophical decision is made with no facts while the moral decision involves the fact that the stranger is about to stab your child in the chest.  Obviously, the moral decision has priority over the philosophical decision.  Thus, decisions based on facts have priority over decisions not based on facts.  To put this another way:

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All decisions must be based on facts.

Note that the Bible teaches that all decisions must be based on facts; for example, Ephesians 5:15 says

See then that ye walk circumspectly, not as fools, but as wise….